Call: (304) 267-0809

Financing Options

Payment Options

For your convenience, we accept cash, personal checks, money orders and most major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office. We also accept Care Credit, which is a flexible payment option. For more information, visit the web at


As a service to our patients, our practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network.  We are providers for the Federal Employee Blue Cross/ Blue Shield plan.  Our accounting staff will prepare all the necessary forms for your dental benefits for any primary insurance.  However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

We currently accept WV Medicaid and CHIP insurance for children under the age of 21.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

Contact Us

We encourage you to contact us with any questions or comments you may have. Please call our office or use the quick contact form below.

Office Location

  • Martinsburg
  • 911 Maryland Avenue
  • Martinsburg, WV
  • 25401
  • Map & Directions
  • Call: (304) 267-0809